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DaVinci Financial & Insurance Associates, Inc.
Copyright © 2012
WHAT DOES DAVINCI DO?
The three biggest mistakes people make when it comes to their financial portfolio stem from bad advice from their financial advisor. That bad advice is then compounded when the advice they receive from their tax advisor and estate planning attorney is not coordinated in their overall financial planning strategy.
If you own a business, this problem can exponentially grow into an absolute nightmare.
At DaVinci Financial, our philosophy focuses on exchanging low-risk and moderate-risk assets for zero-risk assets that have historically outperformed their counterparts.
Producing higher risk-adjusted returns by mitigating downside risk, minimizing fees and maximizing tax-efficiency is what we specialize in.
In addition to asset/wealth management, DaVinci Financial assists our clients in estate planning, life insurance, retirement planning, business succession planning, and employee benefits.
For more details regarding DaVinci Financial’s proprietary strategies, CLICK HERE to inquire about receiving an initial complementary consultation with one of our advisors.
The CEO of DaVinci Financial, Darren Sugiyama, recently published this book below
entitled “OUCH - How My Financial Advisor Lost Me $930,000 In Three Years” that
dispels the myths of the financial advising industry and uncovers the dirty little
secrets most financial advisors don’t want you to know about your investment
portfolio.
All clients receive a FREE copy of this book.
It is also available for purchase when you click on the link below.
ESTATE PLANNING
Multi-generational financial planning isn’t just for the wealthy.
It’s about making sure your family is prepared (financially and strategically) in regards to the proper steps to take at your passing.
Often times people think their affairs are in order, however we find that well over 90% of the time, people’s families are not adequately prepared to handle the next steps they need to take to put their loved one’s estate in order.
In fact, ask yourself this.
Do you know EXACTLY where all of your financial assets are, exactly WHAT they are, and if they are perfectly designed for what you are attempting to accomplish in protecting your family?
If you have term life insurance, do you know what the A.R.T. rates are at the end of the term, or what your conversion options are (if you have any at all)?
And if you have permanent insurance, is it Whole Life, Universal Life, Guaranteed Universal Life, Indexed Universal Life or Variable Universal Life... and have you been reviewing its dividend performance, IRR or cash value CAGR with your financial advisor on an annual basis?
In most cases, the answer is no.
To find out exactly what you have in place and begin your first steps towards making sure your financial plan and your estate plan is in order, set up an initial complimentary evaluation with one of our advisors by CLICKING HERE.
Estate Planning.
With Integrity.
You’ve worked hard and you’ve worked smart. As your company has grown, so has your net worth.
That’s the good news.
But have you done the necessary estate planning?
At DaVinci Financial & Insurance Associates, our job is to help you navigate through the complexity of estate planning and financial planning for high net worth people like yourself.
WHAT DOES DAVINCI DO?
RETIREMENT
PLANNING
LIFE
INSURANCE
ESTATE
PLANNING
ABOUT OUR
PRESIDENT
CONTACT
US
Retirement Planning.
With Integrity.
Whether you’re just starting out building your family and your career... or you’re winding down the tail end of your career... Retirement “Planning” is just that.
It needs to be PLANNED.
Our advisors seek to understand your financial goals in regards to your retirement plan, and custom design a strategy that fits both your goals and your budget.
RETIREMENT PLANNING
In order to retire with the lifestyle you want to, there’s a number you have to hit... specific amount of money you’ll need to accumulate by the time you want to sail into the sunset and enjoy your golden years.
The question is, do you know what that number is?
Secondly, is your retirement plan on track to hit that number?
Plus, it’s not JUST your accumulation strategy you need to think about. You also need to think about your liquidation strategy, in other words, your strategic plan of what assets to liquidate in what specific order.
Some assets should be liquidated based on tax efficiency in order to allow tax deferral and the power of compounding to work to your advantage.
In addition, you’ve got to consider the need to adjust your portfolio’s risk factors. Often times, the standard method of diversifying your assets isn’t enough. For example, the crash of 2008 was devastating for everyone, but if you were planning to retire in 2009, it was exponentially more devastating for you. One of the things DaVinci Financial specializes in is mitigating the downside risk of your overall portfolio, including your retirement plan.
At DaVinci Financial, our advisors will help you identify what your true retirement goals are, and strategically develop a plan for you to accomplish your specific goals.
To set up an initial complimentary evaluation by one of our advisors, CLICK HERE and find out exactly what you have in place and begin your first steps towards making sure your financial plan and your estate plan is in order.
Life Insurance.
With Integrity.
Protecting your family’s lifestyle and your business in the event of your passing with life insurance is one of the most responsible and altruistic things you can do. Life insurance is about love.
At DaVinci Financial & Insurance Associates, we work with over 150 different life insurance companies to find our clients the best product for them, at the best rate.
For more information about how to choose the right life insurance agent, click on FINANCIAL ADVICE in the toolbar at the top of the page.
LIFE INSURANCE
At DaVinci Financial, we offer over 150 different life insurance carrier options.
The reason this is such an important factor is that every life insurance carrier has a “sweet spot,” meaning that each carrier has a preferred health profile they’re looking for in regards to your age, lifestyle, health status, medications taken, family medical history, etc.
Our team of experts will take a look at your unique situation, and find the right insurance product from the right insurance carrier, that will give you the very best rate. A regular life insurance agent just doesn’t have the expertise nor the carrier relationships to do this for you.
Whether it’s life insurance for you OR your employees, we have the ability to shop the market for you, and often times save you as much as 20%-30% on your life insurance premiums.
We can provide you with simple term options, all the way up to permanent options including Whole Life, Universal Life, Indexed Universal Life and Variable Universal Life, with different cash value options ranging from the S&P 500, Hang Seng, EuroStoxx 50 and several blended global indices as well.
We also provide our clients with key-employee insurance solutions, buy-sell agreement solutions, deferred compensation, defined benefit plans and estate planning solutions.
You need to find out exactly what type of life insurance policy you have in place and also see if you qualify for a premium savings, because over 65% of every life insurance policy our firm reviews is overpriced. We’ll review your policy with you to make sure you get the very lowest rate available in the market out of 150 different insurance companies.
To set up a complimentary life insurance evaluation with one of our advisors, CLICK HERE.
To learn more about how life insurance, click on the PDF articles below to read about:
ABOUT OUR PRESIDENT
Our President, Darren Sugiyama, started his insurance career in 2003 with
nothing more than a dream and a ton of ambition. He began building his
first company, Apex Outsourcing Insurance Services using hotel lobbies as
his “office” because he had no money to afford office space.
An entrepreneur of entrepreneurs, he developed a new, cutting edge
approach to the insurance industry, and developed proprietary cost-cutting
strategies for his clients, and within seven years, he had built Apex into
an industry powerhouse, generating $37 Million in annual sales.
Since then, Apex has been recognized in multiple calendar years as
being the #1 agency in the country for both Kaiser Permanente and
Health Net. In addition, in other calendar years, Apex has been the
#2 agency in California for Aetna, #1 in Orange County for Blue Shield
of California, Top 30 in California for Blue Cross and has been awarded
Premier Agency status with United Healthcare.
In 2008, Kaiser Permanente took Mr. Sugiyama to the Beijing Olympics,
and while in Beijing, met with The Ministry Of Health, China’s governmental
agency that manages healthcare for the entire country, to exchange ideas about
each country’s healthcare system. Mr. Sugiyama was one of three brokers in the
entire country that Kaiser Permanente honored with this esteemed event.
In 2010, Colonial Life contracted Mr. Sugiyama fly around the country to
24 different states to retrain their 6,000 agents. Mr. Sugiyama continues
to give back to the industry, inspiring others to achieve success by putting
the client’s needs first by educating and serving the needs of their employees.
In 2012, Mr. Sugiyama started DaVinci Financial & Insurance Associates, a wealth
management firm that has taken the industry by storm. Utilizing technology in a
way the financial and insurance industry has never seen, DaVinci has made record
breaking progress in making it easier for clients to do business with them.
Mr. Sugiyama is currently in the process of developing a special financial advising
platform to serve employees of companies, providing the same high-level strategic
financial advice DaVinci specializes in for their high-net worth business owner clientele.
Mr. Sugiyama is also a nationally acclaimed author of four books. In fact, one of
his books ranks #1 on Amazon.com when you search the term “Insurance Agency.”
He is a nationally renowned motivational speaker, inspiring thousands of
entrepreneurs around the country.
For more information about Mr. Sugiyama, go to www.DarrenSugiyama.com
Contact Us
OFFICE ADDRESS:
2525 Main Street, Suite 360
Irvine, California 92614
PHONE:
949.486.4900
INQUIRIES:
WHAT DOES DAVINCI DO?
RETIREMENT
PLANNING
LIFE
INSURANCE
ESTATE
PLANNING
ABOUT OUR
PRESIDENT
CONTACT
US
WHAT DOES DAVINCI DO?
RETIREMENT
PLANNING
LIFE
INSURANCE
ESTATE
PLANNING
ABOUT OUR
PRESIDENT
CONTACT
US
WHAT DOES DAVINCI DO?
RETIREMENT
PLANNING
LIFE
INSURANCE
ESTATE
PLANNING
ABOUT OUR
PRESIDENT
CONTACT
US
WHAT DOES DAVINCI DO?
RETIREMENT
PLANNING
LIFE
INSURANCE
ESTATE
PLANNING
ABOUT OUR
PRESIDENT
CONTACT
US
Wealth Management.
With Integrity.
Period.
